The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
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Joel Davis
Mortgage Expert | NMLS# 2017313
Joel Davis, a seasoned Mortgage Lender with a passion for helping individuals achieve their dream of homeownership, brings a unique blend of professional expertise and athletic prowess to his life's journey. Born and raised in the heart of the Midwest City, Oklahoma, Joel's roots run deep in the values of community and hard work.
Before embarking on his successful career in the mortgage industry, Joel Davis showcased his dedication and discipline as a professional baseball player. The lessons learned on the baseball field, such as teamwork and perseverance, have undoubtedly contributed to his success in the competitive world of mortgage lending.
Joel currently resides in Hurst, Texas, where he has seamlessly transitioned from the baseball diamond to the world of finance. Alongside his team, Joel has played a pivotal role in guiding and assisting hundreds of clients in realizing their homeownership dreams. His commitment to providing personalized solutions and a smooth home buying experience sets him apart in the industry.
Beyond his professional achievements, Joel finds fulfillment in his role as a husband to the amazing Gracie Davis. Together, they navigate the journey of life, supporting each other's dreams and creating a loving home.
Joel Davis is more than a Mortgage Lender; he is a dedicated professional, a former athlete, and a family man with a heart for helping others achieve the stability and joy that comes with owning a home.

The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.